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Foreclosure

Foreclosure

NOTICE OF MORTGAGE
FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: 09/23/2016
ORIGINAL PRINICIPAL AMOUNT OF MORTGAGE: $164,927.00
MORTGAGOR(S): Jason M. Cieslicki and Heather R. Cieslicki, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Perl Mortgage Inc.
DATE AND PLACE OF FILING: 10/03/2016 as Document No. 427339 in the Office of the County Recorder, McLeod County, Minnesota    
The mortgage was assigned for value as follows:
Assignee: Freedom Mortgage Corporation
Assignment dated: 04/20/2017
Assignment recorded: 05/05/2017
Assignment recording information: Document No. A430281
All in the records of the County Recorder in and for McLeod County, Minnesota.
TAX PARCEL I.D. NO. R17.093.0460
LEGAL DESCRIPTION OF PROPERTY:
LOT NNETEEN (19), BLOCK FOUR (4), PRAIRIE RIDGE SECOND ADDITIN, MCLEOD COUNTY, MINNESOTA
Abstract Property
STREET ADDRESS OF PROPERTY: 1006 Prairie Ridge Lane, Lester Prairie, MN 55354
COUNTY IN WHICH PROPERTY IS LOCATED: McLeod
LENDER OR BROKER AND MORTGAGE ORIGINATOR: Perl Mortgage Inc.
RESIDENTIAL MORTGAGE SERVICE: Freedom Mortgage Corporation.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE: $168,114.96 AS OF 06/15/2017
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and /or applicable statutes.
PURSUANT, to the power of sale contained in said mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of McLeod, Minnesota at public auction as follows:
DATE AND TIME OF SALE: July 25, 2017 at 10:00 a.m.
PLACE OF SALE: McLeod County Sheriff’s Office, 830 11th St. E., Suite 4,  Glencoe, MN 55336 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), or mortgagor’s personal representatives or assigns is Six (6) months from the date of sale.
TIME AND DATE TO VACATE PROPERTY:
If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on January 25, 2018 or the next business day if January 25, 2018 falls on a Saturday, Sunday or legal holiday.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Freedom Mortgage Corporation, Mortgagee/Mortgage Assignee
The Sayer Law Group, P.C.
By Brian G. Sayer, Attorney for Mortgagee/Mortgage Assignee
925 E. 4th Street
Waterloo, IA 50703
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(Published in The McLeod County Chronicle May 31, June 7, 14, 21, 28 and July 5, 2017)