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Foreclosure

Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 19, 2013
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,434.00
MORTGAGOR(S): Michael P. Joos, a single man
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Caliber Funding LLC
DATE AND PLACE OF FILING: Filed April 26, 2013 as Instrument No. 409357 in the Office of the County Recorder in McLeod County, Minnesota.
The mortgage ass assigned for value as follows:
Assignee: Caliber Home Loans, Inc.
Assignment dated: February 6, 2014
Assignment recorded: March 7, 2014
Assignment recording information: Instrument No. 414326
All in the records of the County Recorder in McLeod County, Minnesota.
TAX PARCEL I.D. NO.: 04.005.0200
LEGAL DESCRIPTION OF PROPERTY:
Part of the Northeast Quarter of the Southwest Quarter and the West Half of the Southeast Quarter of Section 5, Township 115, Range 28, McLeod County, Minnesota, described as follows: Beginning at the Northeast corner of the Southeast Quarter of the Southwest Quarter of said Section 5; thence on an assumed bearing of South 0 degrees 47 minutes 00 seconds East along the West line of said Southwest Quarter of the Southeast Quarter 209.55 feet to the Northerly right-of-way line of trunk highway No.22; thence South 72 degrees 06 minutes 00 seconds East along said Northerly right-of-way line 194.71 feet; thence on a bearing of North 500.00 feet; thence North 48 degrees 00 minutes 48 seconds West 403.50 feet; thence on a bearing of west 110.00 feet; thence on a bearing of South 501.19 feet to the North line of said Southeast quarter of Southwest Quarter; thence North 89 degrees 50 minutes 00 seconds East along said North line of the Southwest Quarter of the Southwest Quarter 221.77 feet to the point of beginning.
Together with a road easement over, under and across that part of the Southeast Quarter of the Southwest Quarter of Section 5, Township 115, Range 28, McLeod County, Minnesota described as follows: Beginning at the Northeast corner of said Southeast Quarter of the Southwest Quarter, thence on an assumed bearing of South 0 degrees 47 minutes 00 seconds East along the East line of said Southeast Quarter of the Southwest Quarter 137..00 feet; thence North 17 degrees 00 minutes 37 seconds West 143.13 feet to the North line of said Southeast Quarter of the Southwest Quarter; thence North 89 degrees 50 minutes 00 seconds East along said North line of the Southeast Quarter of the Southwest Quarter 40.00 feet to the point of beginning
Abstract Property.
STREET ADDRESS OF PROPERTY: 11484 Highway 22, Glencoe, MN 55336-4922
COUNTY IN WHICH PROPERTY IS LOCATED: McLeod
LENDER OR BROKER AND MORTAGE ORIGINATOR: Caliber Funding LLC
RESIDENTIAL MORTGAGE SERVICER: Caliber Home Loans, Inc.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE $156,730.04 AS OF October 3, 2019.
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage; and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of McLeod County, Minnesota at public auction as follows:
DATE AND TIME OF SALE: November 26, 2019 at, 10:00 a.m.
PLACE OF SALE: McLeod County Sheriff’s Office, 801 10th Street E., Glencoe, MN 55336 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor’s personal representatives or assigns is six (6) months.
TIME AND DATE TO VACATE PROPERTY: If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on May 26, 2010, or the next business day if May 26, 2020 falls on a Saturday, Sunday or legal holiday.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
“THE TIME ALLPOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION AND
ARE ABANDONED.
Caliber Home Loans, Inc.
Mortgagee/Mortgagee Assignee
The Sayer Law Group, P.C.,
By Brian G. Sayer
Attorney for Mortgagee/Mortgagee Assignee
925 East 4th St.
Waterloo, IA 50703
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(Published in The McLeod County Chronicle September, 25, October 2, 9,16, 23 and 30, 2019)