Foreclosure - First
NOTICE OF MORTGAGE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 28, 2009
ORIGINAL PRINICIPAL AMOUNT OF MORTGAGE: $76,500.00
MORTGAGOR(S): Daniel P. First and Alicia M. First, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage
SERVICER: JPMorgan Chase Bank, N.A.
DATE AND PLACE OF FILING: Filed November 20, 2009, McLeod County Recorder, as Document Number 387152
ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: March 2, 2012 filed: March 30, 2012, recorded as document number 401821
LEGAL DESCRIPTION OF PROPERTY:
Beginning at a point 33 feet West and 466 feet North of the Southeast Corner of Lot 9 of Auditor’s Subdivision of Dawson’s Addition to Winsted, according to the map or plat thereof on file and of record in the Office of the Register of Deeds, in and for McLeod County, Minnesota; thence West 150 feet; thence North 66 feet; thence East 150 feet; thence South 66 feet to the point of beginning.
PROPERTY ADDRESS: 570 N. First St, Winsted, MN 55395
COUNTY IN WHICH PROPERTY IS LOCATED: McLeod
TAX PARCEL IDENTIFICATION NUMBER: 21.055.0910
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $82,784.94
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 22, 2015, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 801 East 10th Street, Glencoe, MN 55336
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 22, 2015, or the next business day if October 22, 2015 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: March 2, 2015
JPMorgan Chase Bank,
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
Lawrence P. Zielke – 152559
Diane F. Mach – 2737888
Melissa L.B. Porter – 0337778
Randolph W. Dawdy – 2160X
Gary J. Evers – 00134764
Attorneys for Mortgagee
12550 West Frontage Road, Ste. 200
Burnsville, MN 55337
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(Published in The McLeod County Chronicle March 4, 11, 18, 25, April 1 & 8, 2015)