Foreclosure - Sutton

14-095325
NOTICE OF MORTGAGE
FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 24, 2006
ORIGINAL PRINICIPAL AMOUNT OF MORTGAGE: $158,746.00
MORTGAGOR(S): Derek M. Sutton and Cheryl L. Sutton, Husband and Wife.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100177700000405969
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Kleinbank, DBA KleinMortgage
SERVICER: CitiMortgage, Inc.
DATE AND PLACE OF FILING: Filed July 25, 2006, McLeod County Recorder, as Document Number A-363657, thereafter modified by Loan Modification Agreement dated May 9, 2011 and recorded November 4, 2011 as Document No. A399158
ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.
LEGAL DESCRIPTION OF PROPERTY:
Lot 6 in Block 1 of Alber’s Addition
PROPERTY ADDRESS: 420 4th Street N, Winsted, MN 55395
COUNTY IN WHICH PROPERTY IS LOCATED: McLeod
TAX PARCEL IDENTIFICATION NUMBER: 21.060.0070
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $171,049.76
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 1, 2014, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 801 East 10th Street, Glencoe, MN 55336
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 1, 2015, or the next business day if April 1, 2015 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: August 8, 2014
CitiMortgage, Inc.
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
By
Lawrence P. Zielke – 152559
Diane F. Mach – 2737888
Melissa L.B. Porter – 0337778
Randolph W. Dawdy – 2160X
Gary J. Evers – 00134764
Attorneys for Mortgagee
12550 West Frontage Road, Ste. 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(Published in The McLeod County Chronicle, August 13, 20, 27, September 3, 10, and 17, 2014)